October 15, 2025

Terms of Service

Terms of Service

Welcome to Prosperia, your trusted investment partner. Please read these Terms of Service (‘Terms’) carefully, as they govern your access and use of our services, including our website and any products or services provided by Prosperia (collectively, the ‘Services’). By using our Services, you agree to comply with these Terms. If you do not agree with any part of these Terms, please do not use our Services.

1. Acceptance of Terms

By accessing or using our Services, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you are using the Services on behalf of an organization, you agree to these Terms on behalf of that organization and represent that you have the authority to bind it to these Terms.

2. Modifications to Terms

Prosperia reserves the right to modify or update these Terms at any time without prior notice. Any modifications will be effective immediately upon being posted on our website. Your continued use of the Services following the posting of any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically to stay informed about any changes.

3. Eligibility

To use our Services, you must be at least 18 years old and have the legal capacity to enter into contracts. By using the Services, you represent and warrant that you meet these eligibility requirements.

4. Services Provided

Prosperia offers a variety of investment services, including:

  • Investment advisory services
  • Portfolio management
  • Financial planning
  • Market research and analysis

The specific services provided will be outlined in your agreement with Prosperia, if applicable.

5. Account Registration

In order to access certain features of our Services, you may be required to create an account. When registering for an account, you agree to:

  • Provide accurate, current, and complete information.
  • Maintain the security and confidentiality of your password and account.
  • Notify us immediately of any unauthorized use of your account or any other breach of security.
  • Take responsibility for all activities that occur under your account.

Prosperia is not liable for any loss or damage arising from your failure to comply with these obligations.

6. Investment Risks

Investing in securities involves risks, including the potential loss of your investment. You acknowledge and agree that you understand these risks. Prosperia does not guarantee any specific results or returns on your investments. Past performance is not indicative of future results, and you should conduct your own due diligence before making investment decisions.

7. Fees and Payments

Fees for our Services will be provided in the agreement you enter into with Prosperia. By using our Services, you agree to pay all applicable fees in a timely manner. We reserve the right to modify our fees at any time, providing notice of such changes in accordance with our policies.

8. Confidentiality and Privacy

Your privacy is important to us. Prosperia is committed to protecting your personal information in accordance with our Privacy Policy. We will not disclose or sell your personal information to third parties without your consent, except as required by law or as described in our Privacy Policy.

9. Intellectual Property

All content, trademarks, logos, and other intellectual property rights related to our Services are the property of Prosperia or our licensors. You are granted a limited, non-exclusive, non-transferable license to access our Services for personal, non-commercial use. You may not reproduce, distribute, or create derivative works based on our Services without our prior written consent.

10. Limitation of Liability

To the maximum extent permitted by law, Prosperia and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our Services, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount you have paid for the Services in the preceding twelve months.

11. Indemnification

You agree to indemnify, defend, and hold harmless Prosperia and its affiliates, officers, directors, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or related to your use of our Services, violation of these Terms, or your violation of any rights of another party.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Prosperia operates, without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction of the courts located in this jurisdiction to resolve any dispute arising out of or related to these Terms or your use of our Services.

13. Termination

Prosperia may terminate or suspend your access to the Services at any time, without notice or liability, for any reason, including if we believe you have violated these Terms. Upon termination, your right to use the Services will immediately cease.

14. Miscellaneous

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will continue to be valid and enforceable. These Terms constitute the entire agreement between you and Prosperia regarding your use of our Services and supersede any prior agreements between you and Prosperia.

15. Contact Us

If you have any questions about these Terms or our Services, please contact us through our official channels. We are happy to assist you.

Brian S. Shawver